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Advantages of Life Insurance: People Have Strong Relationships with us

Certainty: One can be rest assured that even in the unfortunate event of death or even critical illness, the sum assured will fund a future goal of the policyholder.

Tax efficient: Maturity benefits of most insurance policies are tax free under Section 10 (10D) and the premium paid is eligible for deduction under Section 80C of the Income Tax Act, 1961.

Flexibility: Insurance products, especially Unit Linked Plans, provide flexibility in terms of asset allocation to suit specific risk appetites, policy durations, premium payment terms and fund switching options.

Liquidity: Most Insurance products offer good liquidity after the lock-in period to take care of any emergency requirement of funds.

Earmarking: Very often an insurance policy is taken for a specific goal. This therefore can become a key to utilize these funds for any other purpose and also encourages continued contributions.


A-Smart India provides all kinds of Insurance services to all the generation based on their need. Term Insurance, Endowment plans, Unit linked insurance plans (ULIP), Retirement policy, Money back policy and Children’s Policy.