SME Products

#two-column{ width: 550px; } #two-column #left{ width: 300px; float: left; } #two-column #right{ width: 250px; float: right; } #two-column p{ margin-bottom: 12px; } #two-column input[type="text"]{ border:none; border:2px solid #57B3DF; font-size :14px; -webkit-border-radius: 5px; -moz-border-radius: 5px; border-radius: 5px; width: 540px; padding: 5px; } #two-column #right input[type="text"], #two-column #left input[type="text"]{ width:240px; } #two-column textarea { position: relative; padding: 5px; border:1px solid #000; -webkit-border-radius: 5px; -moz-border-radius: 5px; border-radius: 5px; width: 540px; } #two-column [...]

Home Insurance

Home insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance. Property is insured in two main ways-open perils and named perils. Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from […]

Travel Insurance

  WHY TRAVEL INSURANCE? An ideal holiday is a balance of planning and enjoyment. International Travel Insurance plan plays a pivotal role in the success of your trip and can make your journey secure and stress free. The expenses incurred in a foreign land for availing medical/health care facilities are exorbitant. It has always been recommended to take preventive measures of insuring oneself when away from home. Many tourists travelling […]

Health Insurance

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or […]

Motor Insurance

Vehicle insurance is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions. […]

General Insurance

TYPES OF GENERAL INSURANCES: Happiness does not come from Doing Easy Work but from the afterglow of Satisfaction that comes after the Achievement of Difficult Task General insurance seeks to cover protection against different areas of hazards including property, enterprise, vehicle, money lending and various other forms of professional casualties, except the casualty of death.  

Child Plans

Pension Plans

Pension policies let individuals determine a fixed stream of income post retirement. This basically is a retirement planning investment scheme where the sum assured or the monthly pay-out after retirement entirely depends on the capital invested, the investment timeframe, and the age at which one wishes to retire. There are again several types of pension plans that cater to different investment needs. Now it is recognized as insurance product and […]

Endowment Plans

ENDOWMENT PLANS: Endowment Plans are policies which are paid in a lumpsum at either the death of the insured or after policy’s maturity. Endowments require higher premiums than whole life and universal life policies because of the additional lumpsum benefit at the maturity of the policy. Endowments are not technically permanent insurance because they do not cover the insured’s lifetime; however they are commonly included in this class because of […]

Term Plans

TERM INSURANCE: The simplest and cheapest form of life cover, which pays the sum assured on death. This is useful to simply provide for a family’s survival in the unfortunate demise of the bread winner. This can also be used to cover repayment of any debt of a policy holder by simply assigning the policy to the creditor. Upon maturity or claim on the policy, the proceeds are paid to […]